A Fresh Start
It's official folks, Lorne's tightening the purse strings. Yes, Kelly is on a budget. I must say I had a good run. I hardly expect anyone to feel sorry for me. I had almost seven years of buying whatever I wanted pretty much whenever I wanted. We dated almost seven years before we got married and Lorne would buy me anything my little heart desired. What a fun time this should be! Some may recall the comment, "I don't have any idea how to budget," on my "Twenty Random Thoughts" blog a few months ago. That is because I am really good at paying the bills on time, but after that it's anyone's guess as to where the money goes. Maybe I need another tantalizing bottle of Bath & Body Works shower gel because thirty bottles of smelly stuff just isn't enough for one girl to handle. Don't even get me started on the must-have baby gear out there these days. Who could live without the handy-dandy travel baby spoon holder? Ziplocs are for sissies after all! Not to mention my endless assortment of low-point snacks. Everyone should remember your dear old friend/daughter/niece if we have a nuclear war (God forbid) because I could feed an army for months with the stash of VitaTops and CocoaVia I've accumulated. I add links to these sites only to show how much I have been spending on my favorite foods. It frustrates me because I was actually spending LESS money on groceries when I was eating MORE while nursing because most of the lower calorie foods are more expensive. I think that the manufacturers know that people will spend more on foods that are good for them. Lorne likes to say, "They saw me coming." He couldn't be more right!
In all seriousness, this is something I have been wanting to learn how to do for some time now. It is really important to me that we start a college fund for Sawyer and that we are also able to live comfortably in retirement. Not to fear, we are hardly in dire straits. My wise-beyond-his-years husband has these things called a 401K and Employee Stock Purchase Plan up his sleeve. That's Lornespeak for "money my wife can't get her grubby little paws on." :) I must say he's done quite well for himself thank you very much (as if I had anything to do with it!)
We met with a SmithBarney financial consultant this morning to gather the straw for the nest egg so to speak. I felt so grown up while throwing around words like "diversify" and "short and long-term goals." We basically have all our eggs in one basket with stock from his company so now is the time to diversify, diversify, diversify! It sounds more fun if I repeat it over and over in my head. The big challenge now is for me to make Lorne's dream budget a reality. He really is the most patient man on Earth just in case anyone was wondering. He spent hours yesterday inputting data into Microsoft Money so that I can have a better idea of how much money I'm wasting on any given day. He set it up so that a shortcut to the program is on the left-hand-side of the Internet Explorer screen on my laptop. It is always there, following me to each website I visit as if to say, "Don't forget about me, I'm watching you as you shop online."
Wednesday is my official first day to begin our budget. It is a wonderful starting point since it is the beginning of the month. What a great coincidence for me that it is also Ash Wednesday, the beginning of Lent. I give up something every year, usually food-related like sodas or chocolate. I've decided to give up impulse buying this year. I will not make a purchase unless it is absolutely necessary, no matter how tempting the aroma of Cherry Blossom shower gel.
I'll close with a few pictures of Sawyer. He cut another tooth this weekend so that makes seven total. He also tried Goldfish for the first time on Saturday. He didn't seem as impressed with them as he is with his Arrowroot cookies or Fruit and Veggie Puffs. He still isn't crawling but he's definitely getting from one end of the room to another. He is like a moth to a flame, opening the doors of the entertainment center and trying to chew on the wrought iron table leg. Yum!

He LOVES to play with my water bottle. He'll choose it over all of his other toys when given the chance.

I get this look from him quite a bit. I think he's trying to tell me that he's tired of pictures and would rather play.

"It's time for my close up!"